When we bought our home this past summer I wanted to make sure there were no mistakes lurking in my credit report. If you Google for ‘credit reports’ you’ll be inundated with seemingly free credit report offers but most of them require sign-up to their credit monitoring services for $13/month. The only website that’s been designated to offer true free credit reports is being run by the big three credit reporting bureas called Annualcreditreport.com. You are entitled to one free credit report from Equifax, Experian and TransUnion each year.
It’s not a bad idea to have a current report in hand if you are considering making a large purchase such as a home or auto. At the very least it’s smart to check for errors and see which accounts are still open.
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